Pay Small-Small (Hire Purchase)
When a customer selects a product, they can choose to:
- Pay in Full (Upfront/Cash Payment):
One-time payment — walk away with the item immediately.
- Pay Small Small (Hire Purchase):
Total cost is split into 3 equal parts (with a small interest added).
The customer can choose to pay weekly or monthly over a 3-month period.
Approval Process (Handled by Vilys Micro Credit):
To qualify, the customer must provide:
- Valid Ghana Card
- Proof of income (salary slip, business earnings)
- A reliable guarantor (who agrees to pay if customer defaults)
✅ Once approved, customer pays the first installment (monthly or first weekly payment)
and walks away with the product.
🗓️ The remaining installments are collected weekly or monthly, depending on the agreed payment plan.
Want to know how much you can pay small-small?
Calculate how much you will pay small-small with our calculator. Enter the price of the product you wish to buy and select the period/number of months you want to pay and get your monthly pay small-small amount.